I forward many of the complaints I receive on to the FTC. To make a complaint, go online to www.ftc.gov and use their Complaint Assistant to file, or call them at (877) 382-4357.
Radio frequency ID credit cards
Several weeks ago I gave a talk to a group of seniors. Someone asked me about the ability of crooks to “read” your credit card as it sets within your wallet.
According to the Iowa Senior Medicare Patrol, it turns out this is possible, if you use a newer form of credit cards which use radio frequency identification. You would know you have such a card, because to use it, all you need to do is wave it in front of a scanner.
It does not need to get swiped. These cards use a radio chip embedded in the card to make this happen. If you are a crook and get hold of the right scanner, it is, in theory, possible to read someone’s credit cards by passing the scanner close to someone’s wallet. The recommendation I saw to thwart this is to cover this type of card in aluminum foil, or use a special protective sleeve.
I don’t know how commonplace these kinds of cards are in this area. I’ve not seen any, although I’ve seen folks keeping their cards in small metal cases.
If you want to report a fraud issue or what you suspect as fraud, please contact me at Seniors vs. Crime at 242-9211, ext. 4433.