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In a TV commercial I recently saw, one man was laughing hysterically while racing a go-cart, a woman in a store was smiling like she has just received the best news ever, elsewhere friends in a restaurant dined with a look of contentedness and joy.
DES MOINES (AP) — The embarrassment of having a credit card declined for insufficient funds is hard enough for adults.
Q: This time of year, I'm getting a lot of requests to donate money, but bills and debt payments are hanging over my head. I want to be genero…